No fault - Bike Injury - Skull FractureFrom: debra
My son was a victim of hit and run while riding his bicycle at night. He did not get a license plate number or description of car.
He suffered skull fracture and other injuries. Could he still put a claim into no fault insurance.
The answer is a bit complicated. The car has fled the scene.
In a situation Thus, the injured party cannot file a claim with the other driver's liability insurance and may be able to file only a hit-and-run claim with his own insurer.
There's still a possibility of finding the driver through witnesses or video
cameras in the neighborhood. Not all hope is lost.
Who gets No-Fault?
New York No-Fault Law
applies to any cyclist, pedestrian, passengers, or driver injured by a motor
vehicle in New York user the following conditions.
- The accident occurred in New York.
- The injured party was the driver or passenger of the insured vehicle or
a cyclist or pedestrian struck by or in contact with the motor vehicle.
- The vehicle must be a car, truck, bus, taxi (not a motorcycle) or other
vehicle covered by New York No-Fault law.
- The vehicle is registered in New York.
- The vehicle has an insurance policy sold in New York or issued by a
company licensed to do business in the State of New York.