From: Clarisse G. email0: Category: car accident Date: 20 Nov 2008 Time: 09:42:58 -0500
My cousin was a passenger in a friend's vehicle which struck another vehicle. He was seriously hurt, 15 days in a hospital. The accident occurred in Newark, New Jersey. He was told that the limits of the policy was $50/100,000. His injuries are very serious and worth more than this. He does own his own car which is registered in New York State and his policy coverage is $100/$300,000. Can he go against his own insurance carrier and get more money for his injuries. What about no fault, who pays for the hospital bill which is over $100,000. Is there no fault in New Jersey? From:
Paul Ajlouny Category: Select Type of Accident Date: 20 Nov 2008 Time: 21:53:16 -0500
The rules for no fault in New Jersey are different than in New York. New Jersey's rules for medical reimbursement are much stricter. The no fault recovery will depend on how much coverage you have.
You can recover against your own carrier if you were struck by a car with little or no insurance, provided you have sufficient under-insured coverage.